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  <url>
    <loc>https://docs.niobi.co/Authentication</loc>
    <lastmod>2026-08-12T14:12:14.298Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/collection/unified-collections</loc>
    <lastmod>2026-08-18T12:25:24.485Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/introduction_v3</loc>
    <lastmod>2026-08-12T14:12:14.306Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/introduction_v4</loc>
    <lastmod>2026-08-12T14:12:14.300Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment-link/create-a-payment-link-for-api-clients</loc>
    <lastmod>2026-08-18T12:25:24.487Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment-link/create-a-payment-linkv3</loc>
    <lastmod>2026-08-12T14:12:14.297Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment-link/payment-link-list</loc>
    <lastmod>2026-01-27T08:50:30.546Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment-link/submit-m-pesa-stk-push</loc>
    <lastmod>2026-08-18T12:25:24.483Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment-link/unified-collections</loc>
    <lastmod>2026-08-18T12:25:24.481Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/generates-signature-for-niobi-integration</loc>
    <lastmod>2026-01-27T08:50:30.571Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/get-account-balance-v3</loc>
    <lastmod>2026-01-27T08:50:30.574Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/niobi-get-transaction-status</loc>
    <lastmod>2026-08-18T12:25:24.482Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/niobi-unified-payment-version-2</loc>
    <lastmod>2026-01-27T08:50:30.578Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/niobi-unified-payment-version-3</loc>
    <lastmod>2026-01-27T08:50:30.607Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/niobi-unified-payment-version-4</loc>
    <lastmod>2026-08-18T12:25:24.479Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/payment/verifies-the-signature-of-a-request</loc>
    <lastmod>2026-01-27T08:50:30.602Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/api-reference/wallet/get-balance</loc>
    <lastmod>2026-01-27T08:50:30.630Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/best-practices</loc>
    <lastmod>2026-08-18T12:25:24.484Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/callback-urls</loc>
    <lastmod>2026-08-12T14:12:14.298Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/collect</loc>
    <lastmod>2026-08-18T12:25:24.082Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/collect-v4</loc>
    <lastmod>2026-08-18T12:25:24.480Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/collection-methods-v4</loc>
    <lastmod>2026-08-18T12:25:24.060Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/collectionmethods</loc>
    <lastmod>2026-01-22T11:44:14.501Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/countries-v4</loc>
    <lastmod>2026-08-18T12:25:24.059Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/errors/authentication-errors</loc>
    <lastmod>2026-08-12T14:12:09.364Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/errors/client-errors</loc>
    <lastmod>2026-08-12T14:12:09.355Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/errors/overview</loc>
    <lastmod>2026-08-18T12:25:22.511Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/errors/server-errors</loc>
    <lastmod>2026-01-27T08:50:30.717Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/errors/transaction-errors</loc>
    <lastmod>2026-08-12T14:12:09.373Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/errors/transaction-status-codes</loc>
    <lastmod>2026-08-12T14:12:09.354Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/faqs</loc>
    <lastmod>2026-08-18T12:25:22.512Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/gettingcredentials</loc>
    <lastmod>2026-08-18T12:25:22.513Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/goinglive</loc>
    <lastmod>2026-08-12T14:12:09.356Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/home</loc>
    <lastmod>2026-08-18T12:25:22.509Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/making-payments-v4</loc>
    <lastmod>2026-08-18T12:25:22.508Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/makingpayments</loc>
    <lastmod>2026-08-18T12:25:22.505Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/quickstartv2</loc>
    <lastmod>2026-08-12T14:12:09.352Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/refund</loc>
    <lastmod>2026-08-12T14:12:09.365Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/02-07-2025</loc>
    <lastmod>2026-08-18T12:25:22.514Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/03-09-2025</loc>
    <lastmod>2026-08-18T12:25:22.507Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/03-2026</loc>
    <lastmod>2026-08-18T12:25:22.517Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/api-v4</loc>
    <lastmod>2026-08-18T12:25:22.466Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/release-7.0.0</loc>
    <lastmod>2026-08-18T12:25:22.519Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/release-8.0.0</loc>
    <lastmod>2026-08-18T12:25:22.518Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/release-notes/release-9.0.0</loc>
    <lastmod>2026-08-18T12:25:22.510Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/signaturegeneration</loc>
    <lastmod>2026-08-18T12:25:22.465Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/submerchant/add-submerchant</loc>
    <lastmod>2026-08-12T14:12:09.346Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/supported-countries</loc>
    <lastmod>2026-08-12T14:12:09.354Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/testing</loc>
    <lastmod>2026-08-12T14:12:09.345Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/testingv4</loc>
    <lastmod>2026-08-18T12:25:22.505Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/transaction-limits</loc>
    <lastmod>2026-08-12T14:12:09.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/transaction-limitsv4</loc>
    <lastmod>2026-08-18T12:25:22.508Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/transaction-status</loc>
    <lastmod>2026-07-03T08:16:22.085Z</lastmod>
  </url>

  <url>
    <loc>https://docs.niobi.co/whitelisting</loc>
    <lastmod>2026-08-18T12:25:22.466Z</lastmod>
  </url>
</urlset>