Transaction Amount is not Sufficient.
Overview
400 - Bad Request: This error occurs when the transaction amount specified in the request does not meet the minimum required limit for processing.
Common Causes and How to Resolve
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Transaction Amount Below Minimum Limit: The amount field in the request payload contains a value lower than the minimum limit allowed for the specified payment method.
How to Resolve:
- Verify the minimum transaction limit for the payment method being used. Refer to the transaction limits here.
- Adjust the transaction amount to be greater or equal to the minimum threshold for the specific payment method used.
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Incorrect Format: The amount provided could also be in a format that does not align with the transaction type. For example, for collections, the transaction amount is in absolute form while in disbursements, the transaction amount is in standard units (multiplied by 100). Passing the amount in absolute form for disbursmeents could result on this error.
How To Resolve: Confirm that the transaction amount privided is in the correct format for the specific transaction type - absolute for collections, and multiplied by 100 for disbursements.
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Mismatched Payment Method Rules: A mismatch between the payment method type and country, and the transaction amount may also cause this error.
How to Resolve: Confirm the minimum limits applicable to the payment method and country selected. Adjust the amount accordingly to comply with the defined thresholds.
Best Practices
- Validate the Transaction Amount:
- Validate the amount field before submitting the request to ensure it meets the required minimum threshold.
- Verify Payment Method Requirements:
- Different payment methods and countries may have unique minimum limits. Always check the transaction limits and requirements before initiating a transaction.
If the issue persists, please contact our team at support@niobi.co.