Supported Payment Methods & Payload Requirements
Payment Flow: How It Works
Payouts (Disbursements)
- Initiation: Send a POST request to the Unified Payments endpoint with
currency: "CNY"andpayment_method_type: "cny_express". - Recipient Bank Details: Include the recipient’s bank account information, CNAPS code, and account name.
- Settlement & Callback: Funds are routed via CNAPS, and Niobi sends an asynchronous webhook callback (
payment_step: 2,status: "success") upon clearance.
Sample Requests & Responses
CNY Bank Payout Request
Try it
Try it: POST /api/v4/niobi-unified-collections
Collections API reference for CNY deposits.
Try it: POST /api/v4/niobi-unified-payments
Payments API reference for CNY payouts.


