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China

Supported payment methods and integration details for China

China flag

Country Details

Country Code: 86  •   Currency: CNY (Chinese Yuan)

Supported Payment Methods & Payload Requirements


Payment Flow: How It Works

Payouts (Disbursements)

  1. Initiation: Send a POST request to the Unified Payments endpoint with currency: "CNY" and payment_method_type: "cny_express".
  2. Recipient Bank Details: Include the recipient’s bank account information, CNAPS code, and account name.
  3. Settlement & Callback: Funds are routed via CNAPS, and Niobi sends an asynchronous webhook callback (payment_step: 2, status: "success") upon clearance.

Sample Requests & Responses

CNY Bank Payout Request


Try it

Try it: POST /api/v4/niobi-unified-collections

Collections API reference for CNY deposits.

Try it: POST /api/v4/niobi-unified-payments

Payments API reference for CNY payouts.

Transaction Limits

For the full list of minimum and maximum transaction limits for China (CNY) collections and payouts, please see the Transaction Limits for China section on the Transaction Limits page.