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United States

Supported payment methods and integration details for United States

United States flag

Country Details

Country Code: 1  •   Currency: USD (United States Dollar)

Supported Payment Methods & Payload Requirements


Payment Flow: How It Works

Payouts (Disbursements)

  1. Initiation: Send a POST request to the Unified Payments endpoint with currency: "USD" and payment_method_type: "bank".
  2. Recipient Bank Details: Provide the recipient’s 9-digit ABA Routing Number in bank_code, Account Number in account_number, and full account name in account_name.
  3. Settlement & Callback: Funds are routed via Fedwire, ACH, or SWIFT, and Niobi sends an asynchronous webhook callback (payment_step: 2, status: "success") upon execution.

Sample Requests & Responses

USD Bank Payout Request


Try it

Try it: POST /api/v4/niobi-unified-collections

Collections API reference for USD deposits.

Try it: POST /api/v4/niobi-unified-payments

Payments API reference for USD payouts.

Transaction Limits

For the full list of minimum and maximum transaction limits for United States (USD) collections and payouts, please see the Transaction Limits for United States section on the Transaction Limits page.