Supported Payment Methods & Payload Requirements
Payment Flow: How It Works
Payouts (Disbursements)
- Initiation: Send a POST request to the Unified Payments endpoint with
currency: "USD"andpayment_method_type: "bank". - Recipient Bank Details: Provide the recipient’s 9-digit ABA Routing Number in
bank_code, Account Number inaccount_number, and full account name inaccount_name. - Settlement & Callback: Funds are routed via Fedwire, ACH, or SWIFT, and Niobi sends an asynchronous webhook callback (
payment_step: 2,status: "success") upon execution.
Sample Requests & Responses
USD Bank Payout Request
Try it
Try it: POST /api/v4/niobi-unified-collections
Collections API reference for USD deposits.
Try it: POST /api/v4/niobi-unified-payments
Payments API reference for USD payouts.


