DRC

Supported payment methods and integration details for Democratic Republic of Congo

Country Details

Country ID: 5 • Country Code: 243 • Currency: CDF (Congolese Franc)

Supported Payment Methods & Payload Requirements

Channel	Flow	`payment_method_type`	Required Payload Array / Fields	Destination / Operator	API Reference
Airtel Money	Deposit	`"airtel"`	`mobile` (format: `"243XXXXXXXXX"`)	Airtel DRC (USSD prompt)	Collections API
Orange Money	Deposit	`"orange"`	`mobile` (format: `"243XXXXXXXXX"`)	Orange DRC (STK prompt)	Collections API
Vodacom M-Pesa	Deposit	`"vodacom"`	`mobile` (format: `"243XXXXXXXXX"`)	Vodacom DRC (STK prompt)	Collections API
Airtel Money	Payout	`"Airtel"`	`Airtel: [{"phone_number": "243XXXXXXXXX"}]`	Airtel DRC Mobile Wallet	Payments API
Orange Money	Payout	`"Orange"`	`Orange: [{"phone_number": "243XXXXXXXXX"}]`	Orange DRC Mobile Wallet	Payments API
Vodacom M-Pesa	Payout	`"Vodacom"`	`Vodacom: [{"phone_number": "243XXXXXXXXX"}]`	Vodacom DRC Mobile Wallet	Payments API

Payment Flow: How It Works

Deposits (Collections)

Initiation: Submit a signed POST request to the Unified Collections endpoint with country_id: 5, currency: "CDF", amount, payment_method_type ("airtel", "orange", or "vodacom"), and the customer’s phone number in mobile (format: 243XXXXXXXXX).
Handset Authorization: The customer receives a prompt on their handset to enter their PIN and authorize the debit.
Initial Response: Niobi returns an acknowledgement (payment_step: 1) containing the assigned depositId.
Callback Confirmation: Once authorized, Niobi delivers an asynchronous webhook callback (payment_step: 2, status: "success") to your callback_url.

Payouts (Disbursements)

When initiating a payout to DRC via the Unified Payments endpoint, pass the appropriate payment_method_type and its corresponding parameters:

Airtel Money: Pass payment_method_type: "Airtel" with an Airtel array containing phone_number.
Orange Money: Pass payment_method_type: "Orange" with an Orange array containing phone_number.
Vodacom M-Pesa: Pass payment_method_type: "Vodacom" with a Vodacom array containing phone_number.

Sample Requests & Responses

Vodacom M-Pesa Deposit Request

{
    "client_id": "YOUR_CLIENT_ID",
    "params": {
        "amount": 25000,
        "callback_url": "https://example.com/callback",
        "country_id": 5,
        "currency": "CDF",
        "email": "customer@example.com",
        "first_name": "John",
        "last_name": "Doe",
        "mobile": "243957311649",
        "payment_method_type": "vodacom",
        "third_party_reference_1": "TX-COD-DEP-1001",
        "third_party_reference_2": "CUST-1501"
    },
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0"
}

Deposit Response (Initiation)

{
    "success": true,
    "message": "Payment process initiated successfully.",
    "data": {
        "account_name": "John Doe",
        "amount": 25000,
        "callback_url": "https://example.com/callback",
        "country_id": 5,
        "currency": "CDF",
        "depositId": "dep_12345678",
        "mobile": "243957311649",
        "payment_method_type": "vodacom",
        "payment_step": 1,
        "status": "success",
        "third_party_reference_1": "TX-COD-DEP-1001"
    },
    "status_code": "000000"
}

Payout Request (Vodacom M-Pesa)

{
    "client_id": "YOUR_CLIENT_ID",
    "params": {
        "amount": 10000,
        "client_callback_url": "https://example.com/callback",
        "country_id": 5,
        "currency": "CDF",
        "first_name": "John",
        "last_name": "Doe",
        "mobile": "243589638649",
        "payment_method_type": "Vodacom",
        "payment_reference": "YOUR-PAYOUT-REF",
        "third_party_reference_1": "TX-COD-DISB-2001",
        "Vodacom": [
            {
                "phone_number": "243589638649"
            }
        ]
    },
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0"
}

Payout Response (Initiation)

{
    "success": true,
    "message": "Payment process initiated successfully.",
    "data": {
        "creation_date": "2026-08-28T12:30:00.000000Z",
        "from": "YOUR_INTEGRATION_NAME",
        "payment_step": 1,
        "reference": "ref_98765432",
        "to": "243589638649",
        "total": 10000,
        "type": "Vodacom M-Pesa"
    },
    "status_code": "000000"
}

Webhook/Callback Examples

Successful Deposit Callback

{
    "client_id": "YOUR_CLIENT_ID",
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0",
    "params": {
        "amount": 25000,
        "currency": "CDF",
        "depositId": "dep_12345678",
        "email": "customer@example.com",
        "mobile": "243957311649",
        "name": "John Doe",
        "payment_step": 2,
        "status": "success",
        "status_code": "000000",
        "third_party_reference_1": "TX-COD-DEP-1001",
        "third_party_reference_2": "CUST-1501"
    }
}

Successful Payout Callback

{
    "client_id": "YOUR_CLIENT_ID",
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0",
    "params": {
        "account": "243589638649",
        "amount": 10000,
        "currency": "CDF",
        "fee": 100,
        "message": "Payment was transferred successfully.",
        "mobile": "243589638649",
        "payee": "John Doe",
        "payment_channel": "Vodacom M-Pesa",
        "payment_reference": "YOUR-PAYOUT-REF",
        "payment_step": 2,
        "payoutId": "bd8f51a2-xxxx-xxxx-xxxx-xxxxx9a",
        "ref": "ref_98765432",
        "status": "success",
        "statusCode": "000000",
        "third_party_reference_1": "TX-COD-DISB-2001",
        "third_party_reference_2": null,
        "transaction_date": "2026-08-28 12:30:00",
        "transaction_detail": "Disbursement made through Vodacom M-Pesa",
        "type": "Pay out"
    }
}

Try it

Try it: POST /api/v4/niobi-unified-collections

Collections API reference for DRC deposits.

Try it: POST /api/v4/niobi-unified-payments

Payments API reference for DRC payouts.

Transaction Limits

For the full list of minimum and maximum transaction limits for DRC (CDF) collections and payouts, please see the Transaction Limits for DRC section on the Transaction Limits page.

Get Started with Niobi

API Authentication

Collecting Payments

Making Payments

Transaction Status

Supporting Documentation

DRC | Supported Payment Methods & Corridors

DRC

Supported Payment Methods & Payload Requirements

Payment Flow: How It Works

Deposits (Collections)

Payouts (Disbursements)

Sample Requests & Responses

Vodacom M-Pesa Deposit Request

Deposit Response (Initiation)

Payout Request (Vodacom M-Pesa)

Payout Response (Initiation)

Webhook/Callback Examples

Successful Deposit Callback

Successful Payout Callback

Try it

Try it: POST /api/v4/niobi-unified-collections

Try it: POST /api/v4/niobi-unified-payments

Transaction Limits

​DRC

​Supported Payment Methods & Payload Requirements

​Payment Flow: How It Works

​Deposits (Collections)

​Payouts (Disbursements)

​Sample Requests & Responses

​Vodacom M-Pesa Deposit Request

​Deposit Response (Initiation)

​Payout Request (Vodacom M-Pesa)

​Payout Response (Initiation)

​Webhook/Callback Examples

​Successful Deposit Callback

​Successful Payout Callback

​Try it

Try it: POST /api/v4/niobi-unified-collections

Try it: POST /api/v4/niobi-unified-payments

​Transaction Limits

DRC

Supported Payment Methods & Payload Requirements

Payment Flow: How It Works

Deposits (Collections)

Payouts (Disbursements)

Sample Requests & Responses

Vodacom M-Pesa Deposit Request

Deposit Response (Initiation)

Payout Request (Vodacom M-Pesa)

Payout Response (Initiation)

Webhook/Callback Examples

Successful Deposit Callback

Successful Payout Callback

Try it

Transaction Limits