Mali

Supported payment methods and integration details for Mali

Country Details

Country ID: 18 • Country Code: 223 • Currency: XOF (West African CFA Franc)

Supported Payment Methods & Payload Requirements

Channel	Flow	`payment_method_type`	Required Payload Array / Fields	Destination / Operator	API Reference
Orange Money	Deposit	`"orange"`	`mobile` (format: `"223XXXXXXXX"`)	Orange Mali (STK prompt)	Collections API
Moov Money	Deposit	`"moov"`	`mobile` (format: `"223XXXXXXXX"`)	Moov Africa Mali (Prompt on handset)	Collections API
Orange Money	Payout	`"Orange"`	`Orange: [{"phone_number": "223XXXXXXXX"}]`	Orange Mali Mobile Wallet	Payments API
Moov Money	Payout	`"moov"`	`mobile` (format: `"223XXXXXXXX"`)	Moov Africa Mali Mobile Wallet	Payments API

Payment Flow: How It Works

Deposits (Collections)

Initiation: Submit a signed POST request to the Unified Collections endpoint with country_id: 18, currency: "XOF", amount, payment_method_type ("orange" or "moov"), and the customer’s phone number in mobile (format: 223XXXXXXXX).
Handset Authorization: The customer receives a prompt on their handset to enter their PIN and authorize the debit.
Initial Response: Niobi returns an acknowledgement (payment_step: 1) containing the assigned depositId.
Callback Confirmation: Once authorized, Niobi delivers an asynchronous webhook callback (payment_step: 2, status: "success") to your callback_url.

Payouts (Disbursements)

When initiating a payout to Mali via the Unified Payments endpoint, pass the appropriate payment_method_type and its corresponding parameters:

Orange Money: Pass payment_method_type: "Orange" with an Orange array containing phone_number.
Moov Money: Pass payment_method_type: "moov" with the recipient’s phone number in mobile.

Sample Requests & Responses

Orange Money Deposit Request

{
    "client_id": "YOUR_CLIENT_ID",
    "params": {
        "amount": 5000,
        "callback_url": "https://example.com/callback",
        "country_id": 18,
        "currency": "XOF",
        "email": "customer@example.com",
        "first_name": "John",
        "last_name": "Doe",
        "mobile": "22318580649",
        "payment_method_type": "orange",
        "third_party_reference_1": "TX-MLI-DEP-1001",
        "third_party_reference_2": "CUST-1601"
    },
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0"
}

Deposit Response (Initiation)

{
    "success": true,
    "message": "Payment process initiated successfully.",
    "data": {
        "account_name": "John Doe",
        "amount": 5000,
        "callback_url": "https://example.com/callback",
        "country_id": 18,
        "currency": "XOF",
        "depositId": "dep_12345678",
        "mobile": "22318580649",
        "payment_method_type": "orange",
        "payment_step": 1,
        "status": "success",
        "third_party_reference_1": "TX-MLI-DEP-1001"
    },
    "status_code": "000000"
}

Payout Request (Orange Money)

{
    "client_id": "YOUR_CLIENT_ID",
    "params": {
        "amount": 2000,
        "client_callback_url": "https://example.com/callback",
        "country_id": 18,
        "currency": "XOF",
        "first_name": "John",
        "last_name": "Doe",
        "mobile": "22391600649",
        "payment_method_type": "Orange",
        "payment_reference": "YOUR-PAYOUT-REF",
        "third_party_reference_1": "TX-MLI-DISB-2001",
        "Orange": [
            {
                "phone_number": "22391600649"
            }
        ]
    },
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0"
}

Payout Response (Initiation)

{
    "success": true,
    "message": "Payment process initiated successfully.",
    "data": {
        "creation_date": "2026-08-28T12:30:00.000000Z",
        "from": "YOUR_INTEGRATION_NAME",
        "payment_step": 1,
        "reference": "ref_98765432",
        "to": "22391600649",
        "total": 2000,
        "type": "Orange Money"
    },
    "status_code": "000000"
}

Webhook/Callback Examples

Successful Deposit Callback

{
    "client_id": "YOUR_CLIENT_ID",
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0",
    "params": {
        "amount": 5000,
        "currency": "XOF",
        "depositId": "dep_12345678",
        "email": "customer@example.com",
        "mobile": "22318580649",
        "name": "John Doe",
        "payment_step": 2,
        "status": "success",
        "status_code": "000000",
        "third_party_reference_1": "TX-MLI-DEP-1001",
        "third_party_reference_2": "CUST-1601"
    }
}

Successful Payout Callback

{
    "client_id": "YOUR_CLIENT_ID",
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0",
    "params": {
        "account": "22391600649",
        "amount": 2000,
        "currency": "XOF",
        "fee": 20,
        "message": "Payment was transferred successfully.",
        "mobile": "22391600649",
        "payee": "John Doe",
        "payment_channel": "Orange Money",
        "payment_reference": "YOUR-PAYOUT-REF",
        "payment_step": 2,
        "payoutId": "bd8f51a2-xxxx-xxxx-xxxx-xxxxx9a",
        "ref": "ref_98765432",
        "status": "success",
        "statusCode": "000000",
        "third_party_reference_1": "TX-MLI-DISB-2001",
        "third_party_reference_2": null,
        "transaction_date": "2026-08-28 12:30:00",
        "transaction_detail": "Disbursement made through Orange Money",
        "type": "Pay out"
    }
}

Try it

Try it: POST /api/v4/niobi-unified-collections

Collections API reference for Mali deposits.

Try it: POST /api/v4/niobi-unified-payments

Payments API reference for Mali payouts.

Transaction Limits

For the full list of minimum and maximum transaction limits for Mali (XOF) collections and payouts, please see the Transaction Limits for Mali section on the Transaction Limits page.

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API Authentication

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Making Payments

Transaction Status

Supporting Documentation

Mali | Supported Payment Methods & Corridors

Mali

Supported Payment Methods & Payload Requirements

Payment Flow: How It Works

Deposits (Collections)

Payouts (Disbursements)

Sample Requests & Responses

Orange Money Deposit Request

Deposit Response (Initiation)

Payout Request (Orange Money)

Payout Response (Initiation)

Webhook/Callback Examples

Successful Deposit Callback

Successful Payout Callback

Try it

Try it: POST /api/v4/niobi-unified-collections

Try it: POST /api/v4/niobi-unified-payments

Transaction Limits

​Mali

​Supported Payment Methods & Payload Requirements

​Payment Flow: How It Works

​Deposits (Collections)

​Payouts (Disbursements)

​Sample Requests & Responses

​Orange Money Deposit Request

​Deposit Response (Initiation)

​Payout Request (Orange Money)

​Payout Response (Initiation)

​Webhook/Callback Examples

​Successful Deposit Callback

​Successful Payout Callback

​Try it

Try it: POST /api/v4/niobi-unified-collections

Try it: POST /api/v4/niobi-unified-payments

​Transaction Limits

Mali

Supported Payment Methods & Payload Requirements

Payment Flow: How It Works

Deposits (Collections)

Payouts (Disbursements)

Sample Requests & Responses

Orange Money Deposit Request

Deposit Response (Initiation)

Payout Request (Orange Money)

Payout Response (Initiation)

Webhook/Callback Examples

Successful Deposit Callback

Successful Payout Callback

Try it

Transaction Limits