United Arab Emirates (UAE)

Supported payment methods and integration details for UAE

Country Details

Country Code: 971 • Currency: AED (UAE Dirham)

Supported Payment Methods & Payload Requirements

Channel	Flow	`payment_method_type`	Required Payload Array / Fields	Destination / Operator	API Reference
UAE Local / SWIFT Wire	Payout	`"bank"`	`bank: [{"bank_name": "...", "bank_code": "...", "branch_name": "...", "account_name": "...", "account_number": "..."}]`	UAE Commercial Banks (IBAN)	Payments API
UAE Inward Wire	Deposit	`"bank"`	Contact Support for AED Wire Details	UAE Commercial Banks	Collections API

Payment Flow: How It Works

Payouts (Disbursements)

Initiation: Submit a POST request to the Unified Payments endpoint with currency: "AED" and payment_method_type: "bank".
Recipient Details: Include the recipient’s UAE IBAN in account_number, bank SWIFT code in bank_code, and account name in account_name.
Settlement & Callback: Funds are routed via the UAE Funds Transfer System (UAEFTS) or SWIFT wire, and Niobi sends an asynchronous webhook callback (payment_step: 2, status: "success") upon settlement.

Sample Requests & Responses

AED Bank Payout Request

{
    "client_id": "YOUR_CLIENT_ID",
    "params": {
        "amount": 2500,
        "client_callback_url": "https://example.com/callback",
        "currency": "AED",
        "first_name": "John",
        "last_name": "Doe",
        "payment_method_type": "bank",
        "payment_reference": "YOUR-PAYOUT-REF",
        "third_party_reference_1": "TX-AED-DISB-1001",
        "bank": [
            {
                "bank_name": "Emirates NBD",
                "bank_code": "EBILAEAD",
                "branch_name": "Dubai",
                "account_name": "John Doe",
                "account_number": "AE070331234567890123456"
            }
        ]
    },
    "salt": "random_salt_12345",
    "sender": "YOUR_INTEGRATION_NAME",
    "timestamp": 1724835600,
    "signature": "a1b2c3d4e5f60718293a4b5c6d7e8f90123456789abcdef0123456789abcdef0"
}

Try it

Try it: POST /api/v4/niobi-unified-collections

Collections API reference for AED deposits.

Try it: POST /api/v4/niobi-unified-payments

Payments API reference for AED payouts.

Transaction Limits

For the full list of minimum and maximum transaction limits for UAE (AED) collections and payouts, please see the Transaction Limits for UAE section on the Transaction Limits page.

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API Authentication

Collecting Payments

Making Payments

Transaction Status

Supporting Documentation

UAE | Supported Payment Methods & Corridors

United Arab Emirates (UAE)

Supported Payment Methods & Payload Requirements

Payment Flow: How It Works

Payouts (Disbursements)

Sample Requests & Responses

AED Bank Payout Request

Try it

Try it: POST /api/v4/niobi-unified-collections

Try it: POST /api/v4/niobi-unified-payments

Transaction Limits

​United Arab Emirates (UAE)

​Supported Payment Methods & Payload Requirements

​Payment Flow: How It Works

​Payouts (Disbursements)

​Sample Requests & Responses

​AED Bank Payout Request

​Try it

Try it: POST /api/v4/niobi-unified-collections

Try it: POST /api/v4/niobi-unified-payments

​Transaction Limits

United Arab Emirates (UAE)

Supported Payment Methods & Payload Requirements

Payment Flow: How It Works

Payouts (Disbursements)

Sample Requests & Responses

AED Bank Payout Request

Try it

Transaction Limits